Privacy

FundMiFriend knows that privacy is important to you. It is also vital to our business. This Privacy Policy describes the types of “Personal Information” (information that is identifiable to a particular person) that FundMiFriend collects in connection with this Site, as defined in FundMiFriend’s End User License Agreement (the “Terms”). FundMiFriend does not sell Personal Information to third parties. FundMiFriend distributes only limited Personal Information to third parties to allow them to complete specific transactions. FundMiFriend gathers Personal Information and will distribute this information within FundMiFriend in an effort to meet your needs and respond to your information requests. This Privacy Policy (“Privacy Policy”) sets forth the guidelines FundMiFriend uses in protecting your privacy. This Privacy Policy is considered part of the Terms.

1. What Types of “Personal Information” We Collect, How We Collect It and How We May Use and Disclose Your Personal Information. FundMiFriend collects Personal Information about visitors to this Site indirectly through our Internet access logs. When you access FundMiFriend.com or any other sites related to FundMiFriend, your browser’s domain name and Internet address is automatically collected and is placed in our Internet access logs. FundMiFriend uses this information to learn about which pages and information our Site visitors access and how often. FundMiFriend also collects Personal Information when you directly submit it to us. FundMiFriend provides the opportunity to, among other matters; subscribe to e-mail alerts regarding FundMiFriend events or company news, to request company information, or to request product or service information through an e-mail contact form. When FundMiFriend collects such Personal Information from you, we intend to use the Personal Information to meet your needs and respond to your requests. It is completely up to you whether to provide Personal Information for these purposes. FundMiFriend may also use and disclose Personal Information in order to comply with laws, regulations, court orders and lawful instructions from a government agencies or other competent authority, to protect the personal safety of users of our services or the public, to defend FundMiFriend from claims, to resolve disputes, to troubleshoot problems, to enforce the Terms, or to protect FundMiFriend rights and property.

2. Transactional and Account Information. As a user of FundMiFriend’s check writing or remote deposit services, you may be required to enter information that identifies payees, payment amounts, remittance data, and your financial institution’s routing number, your account number and transaction identification information (i.e. check numbers). Each transaction will also include information that identifies the user account that created the transaction and any required authorizations. FundMiFriend will share this information with the payee at the e-mail address specified by you or to the financial institution that will be required to process the transaction. Our sharing this information is simply the electronic equivalent of your mailing a check or submitting a deposit to your bank. Unless required by a court of law, under no circumstances will FundMiFriend share any transactional or financial services account information with any third party. We may, however, aggregate information about FundMiFriend transactions for internal analysis or record maintenance.

3. Cookies, Browser Information and Related Issues. a. When you visit this Site, FundMiFriend receives certain standard information that your browser sends to every website you visit, such as your IP address, browser type and language, access times and referring website addresses, and other such information. This data may be used to improve the operation of this Site and to improve Site security by assisting in “authenticating” who you are when you access this Site, particularly if you register for a Site offering or functionality and are issued or create a username and password. b. FundMiFriend may also receive additional information about your visit to this Site, including the pages you view, the links you click and other actions you take in connection with this Site and the products and services offered through it. This data may be used among other uses to improve the operation of this Site and to make this Site design more efficient. c. Like most websites, this Site also uses “cookies,” which are small text files placed on your computer by the web server when you visit this Site. Most such cookies are “session” cookies that are only used for a specific period during which you are on this Site, but a few are “persistent” cookies that stay on your hard drive and are read by the web server when you return to this Site. This Site uses cookies to store your preferences and other information on your computer in order to save you time by eliminating the need to repeatedly enter the same information and to display your personalized content on your later visits to this Site. Cookies cannot and will not be used to deliver or run programs on your computer. Most web browsers automatically accept cookies, but you can modify your browser setting to decline cookies if you prefer. However, if you choose to decline cookies, you may not be able to sign in or use other interactive features of this Site that depend on cookies.

4. Channel Partners. FundMiFriend may work with Channel Partners such as financial institutions that will offer services to their customers or members under specific terms or arrangements. In those cases, FundMiFriend will share information with our channel partners for purposes of tracking programs, assuring proper payments and terms among the parties, and avoiding duplicative contacts to FundMiFriend users. When working with channel partners, we will provide data in aggregate wherever possible, but may provide account-specific information to satisfy our obligations under each program. That information may include the names of subscribers under those specific programs and the number of transactions purchased or processed. We will not divulge account or transaction-specific information to those third parties; however, in the case of financial institutions those partners may have complete access to such information via their own internal systems.

5. Partner Offers. FundMiFriend may choose to make available to its users and their payees certain special offers from third party companies. In such case, FundMiFriend will disclose to those third parties only such information as is required to assure that such offers are shared with the agreed upon number of qualified prospects under the terms of such an arrangement. FundMiFriend will not disclose the names, contact information, or any account or transactional information to these third parties. Any e-mail from FundMiFriend, other than those that provide notification of a payment, will contain a link allowing the receiver to opt out of further communications.

6. How We Protect Your Personal Information. To protect your Personal Information from unauthorized access and use, FundMiFriend maintains physical, electronic, and procedural safeguards, and require those to whom we disclose Personal Information (including our employees and service providers that assist us in operating this Site) to do the same.

7. External Links. This Site may provide links to other third party websites. Even if the third party is affiliated with FundMiFriend through a business relationship or otherwise, FundMiFriend is not responsible for the conditions or results of use, privacy policies or practices or the content of such external links or the person or entity responsible for them. These links are provided to you for your convenience only, and you access them at your own risk. In no case shall we require that you access any third-party site in order to utilize our Site or our Services.

8. Updates to Our Privacy Policy. FundMiFriend may amend this Policy at any time by posting a revised version on this Site, which will be effective at the time it is posted unless a delayed effective date is expressly stated in the revision. We will place notice on our Site when our Privacy Policy is updated, but for your convenience we may not require you to review changes before using our Site. As such, it is your responsibility to review changes to our privacy policy periodically and direct your actions in accordance with it.

9. Other FundMiFriend Sites. This Privacy Policy is applicable to this Site, as specified above. However, another FundMiFriend Site (as defined in the Terms) may have its own privacy policy or other privacy-related terms posted. As with the Terms, those other privacy terms and conditions shall apply to privacy-related issues regarding any other FundMiFriend Site and the use of any services, functionalities or other offerings made in connection with that other FundMiFriend sites, and this Privacy Policy shall not apply in such circumstances. Furthermore, this Privacy Policy does not apply to any websites FundMiFriend creates for any individual client, and such websites shall be subject to the terms and conditions set forth in the applicable agreement between FundMiFriend and that client.

10. Contacting Us. If you have any questions about this Privacy Policy, please contact us at the address specified in the Terms, located at https://www.FundMiFriend.com/user_terms_and_condition.

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